About me:
About FreshFinance101
Welcome to FreshFinance101 — a simple, beginner-focused resource designed to help you understand money in Canada.
I’m Simon, the person behind the site. Like many people, I didn’t start out with a strong financial background. After moving to Canada, I quickly realized how confusing things can be — from understanding TFSAs and RRSPs to figuring out credit, budgeting, and investing.
This site exists to make that journey easier.
Why This Site Exists
FreshFinance101 was built to break down financial topics into clear, practical, and easy-to-understand guides.
Everything here is written from the perspective of someone learning and improving over time — not from someone claiming to be an expert.
The goal is simple:
- Make personal finance easier to understand
- Share real, useful information without unnecessary complexity
- Help people build confidence in their financial decisions
Who This Is For
This site is for:
- People who are new to personal finance
- Those adjusting to the Canadian financial system
- Anyone looking to improve their budgeting, saving, or investing habits
- People who prefer simple, straightforward explanations
How I Approach Content
I focus on keeping things:
- Clear and easy to follow
- Practical and actionable
- Honest and based on personal research and experience
You won’t find complicated jargon here — just information you can actually use.
Important Disclaimer
I am not a licensed financial advisor, accountant, or tax professional.
All content on this website is based on my personal opinions, experiences, and research. It is provided for informational and educational purposes only and should not be considered financial advice.
Always do your own research and consider speaking with a qualified professional before making financial decisions.
Transparency
Some articles on this site may contain affiliate links.
This means I may earn a small commission if you choose to use a link — at no additional cost to you.
I only recommend products and services that I personally use or believe provide genuine value. Any opinions expressed are entirely my own.
The Bigger Picture
This is a long-term project.
The aim is to build a resource that helps people make better financial decisions, avoid common mistakes, and feel more in control of their money — especially those starting from scratch or navigating life in Canada.
Thanks for Being Here
If you’re taking the time to learn about your finances, you’re already making progress.
If you want to reach out, you can email me at: